Module 2: Module-2 in General-Provisions (BG)

Understanding term life insurance products

Permanent life insurance with cash value

Flexible premium permanent life insurance including IUL

Investment-based life insurance including VUL

Standard life insurance policy provisions

Common policy riders and options

Designating beneficiaries and understanding policy ownership

Life insurance policy loan calculations

Premium payment frequency and adjustments

Annuity accumulation and distribution calculations

Types of annuities and key features

Tax treatment of life insurance

Life insurance for business planning

Group life insurance products and conversion rights

Life insurance in qualified and non-qualified retirement plans

Joint life and second-to-die policies